1. 2 years ago 

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   Compounding the small

   During idearum, the minimalistic ninja shared about simplicity and one of the methods of achieving it is breaking the goal into bite-sized chunks. I could never fully grasp such a concept because it contradicts my personality. This is how i described myself in Ravejoint’s about page.

   Takes “look before you leap” to a whole new level. Obsessed with finding the optimal solution by researching and planning before any endeavor.

   Basically, I would have thrown the idea out the window because it takes too much discipline and long-suffering commitment to achieve (and ironically it should give the opposite effect)

   I do believe that discipline and consistent effort produces amazing results in the long run though. A common example would be in the area of personal finance.

   Story of an average sabahan geek:

   Just say you want a Canon EOS 7D but you don’t have enough money. If you decided 5 years ago to stop drinking mocha frap weekly or patronizing that fancy Japanese restaurant and kept RM100 monthly in fixed deposit, this is what you would get.

   RM100 per month + 3% interest * 5 years = RM6,481

   Just enough to buy the camera.

   What happens if you decide to do it till you retire? (assuming age 22 to 65)

   RM100 per month + 3% interest * 43 years = RM105,340

   It should work for other stuff too. The only problem is maintaining the goal without losing sight of it.

   P.S You can play with the compound interest calculator here

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Thoughts on life from from the Land below the Wind.

Entrepreneur, Coder, Photographer, Movie Maker.

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